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Additionally, a credit union is forbidden from building a covered loan that is short-term a user who's got currently applied for

three covered short-term or balloon-payment that is longer-term within thirty day period of each and every other, for thirty day period following the 3rd loan is not any longer outstanding.

2nd, plus in the choice, credit unions are permitted to produce a covered short-term loan without fulfilling most of the certain underwriting requirements put down above, as long as the mortgage satisfies specific prescribed terms, the user satisfies specified borrowing history conditions, plus the needed disclosures are supplied towards the user.

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